Does My Credit Score Affect My Insurance Rates? 3816762268780510832-blid-8723552371897833122

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Everyone should be aware of the fact that your credit rating and credit score can impact your ability to finance a new home or car and affect your ability to get a decent annual percentage rate on a credit card, but few realize that the impact of your credit affects much more than just new purchases. About ten years ago, your financial history and ability to pay your bills on time began affecting your homeowners insurance. For those with bad credit this probably was not much of an issue, as most people with bad credit do not own their own home. But more and more car insurance companies are now taking your credit history into account when writing your insurance policy.